The security deposit
Often several months of rent, paid all at once — usually the biggest single cost of moving, on top of everything else.
Early accessWaitlist now open
Your next home shouldn’t wait for your savings.
Found a home but can’t pay the full security deposit at once? onlyrent is building a simple way to get a loan for your deposit from a regulated lender. If you qualify, you pay it back in monthly EMIs.
The problem
Finding a home is exciting. Arranging the deposit isn’t.
Broker fees
The broker's fee and rental agreement charges, often due at signing.
Moving
Packers, transport and travel to the new city.
Furniture & essentials
The basics you need to live in a new home.
Utility setup
Electricity, internet, gas and the first bills.
You can manage the monthly rent. Paying the full deposit at once is the hard part.
How it works
Meet onlyrent. Borrow your deposit. Repay it monthly.
We’re starting with one thing: helping renters get a loan for their security deposit from a regulated lender. If you qualify, you repay the lender in monthly EMIs.
Step 1 of 4
Plan your rental deposit
New home
Moving to a new city
Security deposit
Amount in your rental agreement
Checked by a regulated lender
The lender decides if you qualify, not onlyrent.
Before you decide, you’ll see
- Interest rate
- Fees & charges
- Repayment schedule
- Other terms
Continue
- 1
Learn the basics
See how a deposit loan works and what you need to qualify.
- 2
Apply
Fill in a guided application with your details.
- 3
Lender check
A regulated lender checks whether you qualify and can afford to repay.
- 4
Review your offer
If approved, see the interest, fees and EMIs first. Accept only if it works for you, then repay the lender every month.
The lender decides who is approved, the loan terms and when the money is paid out. Joining the waitlist doesn’t start an application.
Join the waitlistWhy onlyrent
Pay your deposit over time. Know the full cost first.
Less pressure on your savings. Pay the deposit over time instead of all at once.
Clear costs. See the interest, fees and repayments before you commit.
Made for deposits. One simple online process, built just for rental deposits.
An honest choice. Check that you can afford the EMIs first. A loan isn't right for everyone, and using savings may cost less.
Who we’re building this for.
Young professionals
Building a career and a home at the same time.
First-time renters
Moving out on your own for the first time.
Relocating for work
A new job, a new city and a deposit to arrange.
Renters changing homes
You need a new deposit before the old one comes back.
Early access
Your next move starts here.
Be among the first to know when security deposit loans are available on onlyrent.
We'll email you early-access updates as we approach launch.
Joining isn't a loan application — no credit check, no documents.
When we launch, the lender will decide if you qualify and set the loan terms.
Get early access
Takes 30 secondsFAQs
Questions, answered.
onlyrent is a new Indian fintech company. We're building a simple way for renters to get a loan for their security deposit from a regulated lender, and pay it back in monthly EMIs. We're starting with the deposit because it's often the hardest part of moving.
A lender gives you a loan to help pay your landlord's security deposit. You then pay the lender back every month, with interest and any fees. Like any loan, it's something you have to repay, so make sure you understand the total cost before you accept.
We don't have rates to share yet. Interest and fees will be set by the lender. If you're approved, you'll see the full cost before you accept.
We're starting with people renting in India, including young professionals, first-time renters, people moving for work and renters changing homes. The lender decides who qualifies.
No. onlyrent doesn't lend money. Any loan would come from a regulated lender, which decides who qualifies, how much interest you pay and the loan terms.
No. Joining only tells us you're interested and lets us keep you updated. It isn't a loan application and there's no credit check. Any loan will depend on lender availability, whether you qualify and the lender's terms.
We haven't set a launch date yet. People on the waitlist will hear first, as soon as we can confirm it.
We'll email you occasional updates about our progress and early access. When onlyrent is ready, you can choose whether to use it. There's no obligation, and you can unsubscribe at any time.